A reverse mortgage is a mortgage loan, usually secured over a residential property that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments.


If you are 62 years or older, the Home Equity Conversion Mortgage (HECM) loan may help you buy your next home or refinance your existing mortgage without required monthly mortgage paymentsborrowers must continue to pay their property taxes and homeowners insurance and maintain their home in good condition.





  • Youngest title holder must be at least 62 years old

  • Purchased home must be a primary residence occupied within 60 days of loan closing

  • Property must be a single family residence, 2-4 unit owner occupied home, a townhouse or an FHA approved condominium or manufactured home

  • Must meet financial criteria as established by HUD



If you feel that a reverse mortgage loan will fit you best, contact us and speak with a Financial Equities loan officer. We will be happy to walk you through the application process. Call 800-924-6336 or click the "apply now" icon to start now.