Investment/Second Home 


An investment loan is a type of home loan that someone takes out to buy an investment property. It is a mortgage solution for those who want to buy a property and rent it out to receive income from it, but can’t afford to buy the property without a loan. This program helps investors diversify their portfolio and increase cash flow.



Program Details

  • Borrow up to 80% of the value of the home

  • Bank statement program for self-employed borrowers

  • Single-family residences, townhouses, 2–4 unit homes, and condos

  • No income check for the repeat investor 

Second Home

Financing a vacation home requires a slightly different approach than financing a primary residence, and working with a lender who specializes in second homes can be greatly beneficial. 


To be an eligible second / vacation home, the property must be:

  • Occupied by the owner some portion of the year

  • A one-unit home (not a duplex, triplex, or four-plex)

  • Suitable for year-round use

  • Belonging solely to the buyer

  • Not rented full-time, and is not under a timeshare arrangement

  • Not operated by a management firm that has control over occupancy

If you feel that an investment or a second home loan will fit you best, contact us and speak with a Financial Equities loan officer. We will be happy to walk you through the application process. Call 800-924-6336 or click the "apply now" icon to start now.