Federal Housing Administration (FHA) loans are insured by the government and are the easiest type of loan to qualify for. This helps Financial Equities extend financing to borrowers who do not qualify for a conventional home loan.


FHA loans are popular because they offer lower down payment loans, financing of up to 95% of the purchase price, and competitive interest rates. FHA loans also offer flexible qualifying guidelines to those with lower credit scores.

Is an FHA Loan Right For Me?

Each situation is different but you should consider an FHA loan if any of the following apply to you:

  • Looking to purchase a home

  • First-time home buyers

  • Borrowers with a low credit rating

  • Less than perfect credit history

  • Borrowers with a low down payment

Some of the benefits of an FHA loan are:

  • Lower monthly mortgage payment

  • Gift funds are allowed

  • 15 & 30-year loans

If you feel that an FHA loan will fit you best, contact us and speak with a Financial Equities loan officer. We will be happy to walk you through the application process. Call 800-924-6336 or click the "apply now" icon to start now.