Conventional Loan 

A conventional mortgage loan is one that is financed through a private mortgage lender such as Financial Equities.  Conventional loans usually offer the lowest interest rates and most favorable loan terms. A fixed rate loan protects the borrower from increases in interest rates so your payment remains stable for the life of the loan. The most typical conventional loan is a 30 year fixed rate mortgage.


A conventional home mortgage loan is not insured by or offered through the Federal Housing Administration (FHA); the U.S. Department of Agriculture (USDA); or through the Veterans’ Administration (VA).

Is a Conventional Loan Right For Me?

Whether you are a first-time homebuyer or looking to move into your next home a conventional loan is worth looking into. Here are some reasons why it might be right for you.

  • Fixed, low rates

  • Up to 97% financing available.

  • 15 and 30 year fixed rate loan available

  • Jumbo

  • ARMS

  • Specialty Loan programs (ie: non-traditional loans) 

If you feel that a Conventional loan will fit you best, contact us and speak with a Financial Equities loan officer. We will be happy to walk you through the application process. Call 800-924-6336 or click the "apply now" icon to start now.